:root{--navy:#0b1220;--navy2:#111a2e;--ink:#1c2433;--muted:#5b6678;--line:#e6e9ef;--bg:#ffffff;--soft:#f5f7fb;--accent:#2f6bff;--accent2:#00c2a8;--white:#fff;--radius:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-size:17px;line-height:1.6;color:var(--ink);background:var(--bg)}
img{max-width:100%;display:block}
a{color:var(--accent);text-decoration:none}
.wrap{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.15;letter-spacing:-.02em;color:var(--navy)}
h1{font-size:2.1rem;font-weight:800}
h2{font-size:1.7rem;font-weight:800;margin-bottom:12px}
h3{font-size:1.1rem;font-weight:700;margin-bottom:6px}
p{margin-bottom:14px}
.lead{font-size:1.1rem;color:var(--muted)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent2);margin-bottom:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:10px;font-weight:700;font-size:1rem;border:2px solid transparent;cursor:pointer;transition:.15s}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:#1f55e0}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost:hover{border-color:#fff}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:#1a2742}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(11,18,32,.96);backdrop-filter:saturate(180%) blur(8px);border-bottom:1px solid rgba(255,255,255,.08)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;letter-spacing:-.01em;font-size:1.05rem}
.brand .mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--accent),var(--accent2));display:grid;place-items:center;font-size:1rem;color:#fff}
.brand small{display:block;font-size:.62rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#9fb0cc;line-height:1}
.nav{display:none;gap:26px;align-items:center}
.nav a{color:#d6deeb;font-weight:600;font-size:.95rem}
.nav a:hover{color:#fff}
.nav .btn{min-height:40px;padding:8px 16px}
.menu-btn{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border:0;background:transparent;color:#fff;cursor:pointer}
.menu-btn svg{width:26px;height:26px}
.mobile-nav{display:none;background:var(--navy);border-top:1px solid rgba(255,255,255,.08);padding:10px 20px 18px}
.mobile-nav a{display:block;color:#fff;font-weight:600;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.mobile-nav.open{display:block}
/* hero */
.hero{background:radial-gradient(1200px 500px at 70% -10%,rgba(47,107,255,.35),transparent 60%),radial-gradient(800px 400px at 0% 100%,rgba(0,194,168,.22),transparent 60%),var(--navy);color:#fff;padding:64px 0 56px}
.hero h1{color:#fff;margin-bottom:16px}
.hero p{color:#c3cde0;font-size:1.1rem;max-width:620px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.hero .stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:40px;padding-top:28px;border-top:1px solid rgba(255,255,255,.12)}
.hero .stats b{display:block;font-size:1.05rem;color:#fff}
.hero .stats span{font-size:.82rem;color:#9fb0cc}
/* sections */
section{padding:60px 0}
.soft{background:var(--soft)}
.grid{display:grid;gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.card .icon{width:44px;height:44px;border-radius:10px;background:linear-gradient(135deg,rgba(47,107,255,.15),rgba(0,194,168,.18));display:grid;place-items:center;margin-bottom:14px;font-size:1.3rem}
.card p{color:var(--muted);margin:0;font-size:.98rem}
.steps{counter-reset:s}
.step{position:relative;padding-left:58px;margin-bottom:22px}
.step::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center}
.step p{color:var(--muted);margin:0}
.two{display:grid;gap:30px}
.check{list-style:none}
.check li{padding-left:30px;position:relative;margin-bottom:10px}
.check li::before{content:"";position:absolute;left:0;top:7px;width:18px;height:18px;border-radius:50%;background:var(--accent2)}
.check li::after{content:"";position:absolute;left:6px;top:11px;width:5px;height:9px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.cta-band{background:linear-gradient(120deg,var(--accent),#1a44b8);color:#fff;text-align:center;padding:56px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#dbe5ff;max-width:560px;margin:0 auto 22px}
/* forms */
.form{display:grid;gap:14px}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px}
.field input,.field textarea,.field select{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1px solid #cfd6e2;border-radius:10px;background:#fff;min-height:48px}
.field textarea{min-height:140px;resize:vertical}
.field input:focus,.field textarea:focus,.field select:focus{outline:2px solid var(--accent);border-color:var(--accent)}
.hint{font-size:.85rem;color:var(--muted)}
.info-box{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.info-box p{margin-bottom:8px}
/* legal */
.legal{max-width:820px}
.legal h1{margin-bottom:8px}
.legal .meta{color:var(--muted);margin-bottom:28px}
.legal h2{font-size:1.25rem;margin:30px 0 8px}
.legal ul{margin:0 0 14px 22px}
.legal li{margin-bottom:6px}
/* footer */
.site-footer{background:var(--navy);color:#b7c2d6;padding:46px 0 30px;font-size:.93rem}
.site-footer .cols{display:grid;gap:26px}
.site-footer h4{color:#fff;font-size:.95rem;margin-bottom:10px}
.site-footer a{color:#d6deeb}
.site-footer a:hover{color:#fff}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:8px}
.entity{font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.03em}
.copy{margin-top:30px;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);font-size:.85rem;color:#8d9bb5}
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:40;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);border-top:1px solid var(--line);backdrop-filter:blur(8px)}
.sticky-cta .btn{width:100%}
body.has-sticky{padding-bottom:82px}
@media(min-width:720px){.hero .stats b{font-size:1.4rem}h1{font-size:3rem}h2{font-size:2.1rem}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.two{grid-template-columns:1.1fr .9fr;align-items:start}.site-footer .cols{grid-template-columns:2fr 1fr 1fr}.hero{padding:96px 0 80px}section{padding:84px 0}.sticky-cta{display:none}body.has-sticky{padding-bottom:0}}
@media(min-width:900px){.nav{display:flex}.menu-btn{display:none}.mobile-nav{display:none!important}}